Services
Complimentary Consultations
As an experienced Mortgage Advisor, I offer a complimentary initial consultation designed to help you explore all your financing options. Together, we'll review your financial profile, determine your maximum buying power, and outline your ideal mortgage payment. Using cutting-edge technology and years of industry expertise, I'll guide you toward the best mortgage solution tailored to your unique goals. This personalized service gives you the clarity and confidence to make informed decisions, setting you up for success on your homeownership journey.
Home Purchases & Refinances
Buying a home is the second biggest investment you will ever make. While the experience is exciting, securing financing can also feel overwhelming. But it doesn't have to! I have created a streamlined process to make the financing experience what it should be - seamless and stress-free. I promise to walk you through the financing process from start to finish, educate you on programs and options that fit your needs - both immediate and long-term, and partner with your Realtor to use our same as cash FastPASS program to help get you into contract.
LOAN PRODUCTS AND PROGRAMS
SOLUTION ORIENTED PRODUCT OFFERINGS
My clients have access to a wide range of products including:
- Fixed Rate and Adjustable Loans
- Home Equity Lines of Credit
- Fixed Rate Second Mortgages
- Conventional Loans
- FHA Loans
- VA Loans
- Jumbo and Super Jumbo Loans
- Construction Loans
- Commercial Loans
- Down Payment Assistance
- ADU Financing
- Builder Development
- And More!
SPECIALTIES
With over 24 years of mortgage lending experience, I specialize in complex financial scenarios including:
- First-time homebuyers
- Self-employed income
- High net-worth clients
- Sensitive transitions such as divorce and inheritance
- Multiple properties
About me
Balancing life, soccer, and mortgages - your dedicated partner!
Hi, I'm Bernie, a seasoned mortgage loan officer with over 24 years of experience helping individuals and families find the perfect financing solutions for their homes. I specialize in complex mortgage transactions, including self-employed and complicated income scenarios, financing for multiple properties, first-time homebuyers, veteran loans, and sensitive situations like divorce-related buyouts and inheritance transactions. I understand that every situation is unique, and I provide personalized solutions to help you navigate these intricate processes with ease and confidence.
When I'm not working hard to make the mortgage process easier for my clients, I'm a proud wife and soccer mom to two amazing daughters who keep me on my toes with their competitive soccer schedules. Our family also includes Groot, our loveable golden-mountain-doodle who thinks he's the real boss of the house. Balancing life between the soccer field and the world of mortgage has taught me to be an expert multitasker, and I bring that same energy and commitment to every client I work with!
